Monthly Archives: May 2021

Life After Release-8

Big Springs Park

I love a walk in the Park! My life after release has not been one. That hasn’t deterred me from continuing to pursue a better life. I’ll clarify.

The World refuses to work According to Wayne’s plans but I continue to feel Blessed by the Best and to maintain an Attitude of Gratitude.

Relationships

Last week I thought I found a woman I wished to have a serious relationship with, even though she was about twice the age of the woman I imagined when writing this:

“Before my release, I joked with my peers that I was going to get a fat butt girl with a pecan tan and a Mercedes Benz, but maybe I need to revise that, because that’s being too picky. What I would like is that special lady who loves me the way I will love her and then perhaps I will perceive my life as great.” Year One of New Life by Wayne T. Dowdy | STRAIGHT FROM THE PEN

Well, me and a Fat Butt Girl with a Pecan Tan and a Mercedes Benz had a date planned last week. It only took three times for her to prove that words flowing from her lips were unreliable for me to let her know our relationship would not be going further. Darn it!

Life Goes On and I am okay with the life I have, though not how I imagined it would be by this time. I am fortunate to be alive and in as good of health as I am to complain about anything that happens in relationships. When and if the time comes for me to be in a serious (or a not-so-serious) relationship with a woman, it will happen and my being more celibate than some priest will end as another junction in life begins.

I am okay either way: A fighter and survivor I am!

Ad: Father’s Day Special at PriceWaiter

I may earn an Affiliate Commission if you use any links on this website to purchase a product or service; however, my opinion remains unaltered regardless of financial gain. 


Finances

My investment plans went great for a few months but then just as for thousands of others, my account values over recent months have essentially gone downhill; however, I am still in the Green in most areas and am grateful to not have been as impacted by the stock market corrections as severely as thousands of investors and traders.

In the rapid changing and volatile Crypto market, devastating is one word to describe activities over the last few weeks, with over 500 billion lost within a couple of day by people and institutions. Fortunate for me, I didn’t have that much to lose and maintained most of my balance, and since the massive decline in Bitcoin value, some losses have been recovered.

To let people know about some of the things I do as a successfully-reintegrated individual, I wrote about the Trading Apps I Use. Last weekend, over the three previous days I had lost between $450-600.00 in Crypto-Trading, a small sum in comparison to typical traders. By Monday at Noon, I recouped the losses. That’s Crypto, up and down, with some swings as drastic as 25-75%.

This weekend I went to a birthday party and swam in a pool alone after the children went back inside with the adults. It was nice having the privilege to get some sun and enjoy being alive and well after all these years.

In the meantime, I will continue to do my normal things to avoid becoming a recidivist, going to Twelve Step meetings to share my experience, strength and hope, remembering where I came from and where I can return if I decide to return to old behaviors.

Though overworked and underpaid by my employer; I remain grateful for my job because it helps to keep me healthy and provides an opportunity for me to meet a lot of lovely ladies I would not otherwise see. One of whom may just be my next wife, whether she drives a Mercedes or not. 🙂

Experiment by Wayne T. Dowdy

Writing blogs and learning how to use the different websites I write on remains an experiment; especially, where the formatting and modification to the visual image comes into the picture. This experiment included in the equation.

Feedback from visitors would benefit me during these experimental projects but only a few take the time to respond, other than those who click to Like. I appreciate each of you for taking a moment to click the Like button. For those who signed up to follow these blogs, you’re the best!

In this experiment, I want to see how this block format works when posted, and if the change increases loading speed to improve the visitor’s experience. If you have a few second, please let me know. Thanks!

Experiment in Progress



Trading Apps I Use by Wayne T. Dowdy

WARNING: Trading Apps I Use is for informational and entertainment purposes only.  Opinions expressed are the authors based upon experience and belief.  Especially in reference to addiction and the potential impact on recidivism (reverting to old behaviors).

(Please see Affiliate Disclaimer below)

Neither I, or any of the YouTubers I mention, are financial advisers, stock analysts, or stockbrokers. However, some of the YouTubers may qualify based upon previous experience; one of whom is a retired teacher, former financial adviser, and stock broker, Stock Moe.

Stock Curry is a former analysist, who now analyzes the top YouTubers and voices his opinion about investment related issues.

Mike Jones Investing is a relatively new YouTuber who is knowledgeable and puts in a lot of time to provide meaningful content.

Wayne T. Dowdy does not have a degree that indicates or suggests that he is knowledgeable and qualified to guide or instruct others along the road to financial success.  I confess! I am not for the most part, but I will provide a lot of information to help others decide what may be their best option.

I am only a man with a plan who continues to focus on blending back into society after having spent over three decades of life inside a dungeon. 


WORDS OF CAUTION

In my opinion, those with addiction issues, especially gambling, should avoid using trading apps to buy and sell stocks and or cryptocurrency, as doing so seems to trigger the same part of the brain that watching a roulette wheel spin, slot machine display roll, or cards flip when a dealer deals the cards.

Though I have not played roulette, slot machines, or the lottery, I am a former gambler who loved betting on sports and playing cards, so I know the feeling, the compulsion and obsession, and do check the trading apps to see where my investments stand, rather than doing other things that may be more beneficial to me and for accomplishing other goals. However, I management my money and do not use the margin accounts I have approved for use, should I so choose to use.

RECIDIVISM AND MONEY MANAGEMENT

For the returning citizen or future prisoners who fail to practice money-management principles, using a margin account to buy and sell stocks may be disastrous or profitable under certain circumstances; therefore, it is important to make sure that a person remain aware and to not go deep into debt trying to play the stock market.

SET BOUNDARIES AND STAY WITHIN THE MARGINS!

Going into debt and making poor choices lead me to a 420-month federal prison sentence in 1988. Again, I write based upon my personal experience and am not one to give someone bullshit and tell them it is candy.

Investing and trading on the stock market is risky. For people with addiction issues or a lack of money-management skills, a better choice than using trading apps is to use professional brokers, which may also be done through my favorite trading app, Charles Schwab.


PERSONALLY: Financial success is part of my plan and one that I continue to focus on by learning new skills and taking lessons from those who do a lot of research and provide information for the Unknowing to consider along the fantasy highway that leads to Wall Street, hoping to become a millionaire or independently wealthy. (Possible, though unlikely for most investors and day traders.)

One part of my journey involves six trading platforms/apps that I use, with the latest being Crypto.com (click the referral link and each of us will receive $25 if the stated conditions are met). The other trading apps I use are Charles Schwab, Webull, SOFI, Stash, and CashApp. 

In later blogs I may write more about my experience with particular trading apps. Just FYI, though, CashApp is more limited than the others, but does allow people to send or receive funds for payment.

My favorite trading/investment app: Charles Schwab because I can buy OTC (Over-the-Counter) stocks and the format is easier for me to use.  Not being able to trade in cryptocurrency on Charles Schwab is my only complaint.  In reality that may be best since I have made numerous errors while trading cryptocurrency on Webull and SOFI.

In November 2020, I bought $200 dollars of Bitcoin when it was $18,552.50 per coin, and then panic-sold after the price climbed and then began to drop.  Because Crypto-trading reminded me more of gambling than trading or investing, I gave it up a few months.  Later, I bought and sold more and made a few dollars as it climbed to almost $65,000 per coin. 

Addiction

Insanity: Doing the same thing over and over and expecting a different result

Then Bitcoin dropped again and I did the same thing repeatedly: I bought more and now have become a Crypto-Addict, checking the cost of Bitcoin (BTC), Bitcoin Cash (BCH), Dogecoin (DOGE), Ethereum (ETH), Ethereum Classic (ETC), and Litecoin (LTC), all throughout the night and day, buying and selling, and often screwing up by not following the advice of professionals like Steve at Crypto Crew University, who teaches people on YouTube When to Buy Cryptocurrency and When to Sell Cryptocurrency.  😊


Webull Customized Crypto Trading Screenshot

Affiliate Disclaimers

I may earn an Affiliate Commission if you use any links on this website to purchase a product or service; however, my opinion remains unaltered regardless of the chance of financial gain. 

Integrity is more valuable to me than any potential compensation that I may receive for a referral.

For Webull, I will theoretically receive free stocks for referrals, providing certain conditions are met.  Based upon my experience at dealing with them, I have not found Webull to honor their promotional offers, other than giving me free stocks when I signed up and funded the account and for one referral.

Even after presenting evidence of the referral, NO stock was given to compensate me. Maybe if someone clicks this link and funds the account with $100 before May 31, 2021, I will actually be compensated.

In my opinion, the Webull promotion to entice potential customers is misleading. The statement that is heavily promoted by YouTubers/influencers, “Get 2 FREE stocks valued up to $1850!” is a bunch of BULL for most people.  The highest value of the seven free stocks I received was $11.

The same principle applies for Charles Schwab, Stash, and SOFI (I will be compensated for referrals), even though the likelihood is not probable because of the conditions that must be met for me to qualify for referring a “Friend” who opens an account.

SOFI (Social Finance)

For instance, on SOFI, these conditions must be met: “Get $50 in stock for each friend who joins SOFI Invest. For each friend that signs up and funds an Active Investing account with $5,000 or more, you’ll get $50 in stock—they’ll get $50 in stock, too.” (Click Here for SOFI)

What makes it unlikely is the amount required to claim the promotional bounty. How many people will want to open an account with $5,000 to invest?

What I like about my SOFI account is fast money transactions. My account is automatically loaded with requested funds to buy stocks or cryptocurrency. The applied funds are deducted from my linked bank account at later date.

SOFI also allows me to place orders at any time of the night or day, whereas Webull only allows stocks to be traded during regular market hours, other than cryptocurrency, which may be traded at any time, other than from between 5:30-6:30 PM, EST, I believe.

In addition, SOFI offers educational and other loans, credit cards and other services through affiliates.


CHARLES SCHWAB

Click the following image for my Charles Schwab affiliate link where you may create an account to buy Stock Slices (fractional shares; e.g., $5.00 or more of Amazon, Tesla, Disney, or other popular stocks); Over-the-Counter (high-risk), Exchange Traded Funds, and a variety of other investment options. But not cryptocurrencies, only MARA, ETHE, Coinbase Global (COIN), GBTC, and other shares related to cryptocurrency.

Charles Schwab Stock Slices

STASH.COM (Stash Financial, Inc.)

From the trading/investment apps I use, I feel that Stash Investments is possibly a good one for those who do not want to actively manage their investments. Click my referral link in the first sentence of this paragraph and we will receive $20 USD in cash or may choose to receive $20 of free stock if you open a Stash account and meet their stated conditions.

Stash is the first account that I begin using a year ago. However, the other apps are free to use and Stash charges a small fee. I pay $12.00 per year for the Beginner level.


Links for Trading/Investment App Reviews

I am not affiliated with any of the following companies linked below but I do believe that you may find each helpful, all of which are affiliates of the trading/investment apps covered in their reviews.

The first link is for Nerd Wallet, which I used when beginning my journey into the investigation into the world of trading in the stock market by choosing some of the Trading Apps I Use today. Prior to February 18, 2021, I made a lot of profits until the stock market began its corrections that continue today so proceed with caution and investigate before deciding to buy or sell a stock or getting involved with the cryptocurrency that I feel is the future.

Good Luck and Happy Trading!

11 Best Investment Apps of 2021

ConsumerAdvocate 10 Best Online Stock Brokers of 2021

Happy Mother’s Day Everyday-2021 by Wayne T. Dowdy

Heart Chained by Love Created by Wayne T. Dowdy for the Mothers

Mother’s Day 2021

Happy Mother’s Day to all the special women we call Mother, Mom, and many other variations of names used that represents our love and appreciation for the one who bared the pain and shed their blood to give us life.

COVID-19, other illnesses, accidents, and natural processes caused millions of Mothers to move on to the other side where only spirits can go. But in my opinion, Mothers continue to watch over their children from above. Though helpless in regard to showing love in their special ways, a Mother’s love continues to thrive for the child she lamented for months to bring into existence with the help from the One who gives ALL life.

Heart Chained by Love-2

My Heart Chained by Love goes out to all children and loved ones left behind who miss their loved one, a feeling I know well.

My Future Home with Saints on a Hill

Yesterday I spent time with my brother by visiting where our Mother’s body was placed in the ground in 2016 to rest beside our father and brothers.

We replaced the old flowers with new ones and brushed debris from the markers to show our love to her. Even though she was flawed in many ways, as are all humans, she is our Mother and endured years of pain to care and provide for all her children.

In considering my past, I feel blessed to have had a mother who continued to love me regardless of what I did while living a life I am not proud of; a life that kept me in prison for decades instead of at home to help care for my Mother as she aged and became ill, in need of the same love she had given to her children in the best way she knew how.

Children don’t come with instruction manuals, and with me having Broken-the-Mold when I came out of her womb, I cannot fault her for any errors she may have made as a parent.

She did the best she could and never gave up on me becoming the man she knew I could be, the man I am today as I write this blog in her honor and to pay tribute to all other Mothers who shed blood to give their children life.

For all you Mothers, if no one told you today that they love you, I do. I love you for who God made you to be in this thing we call life. Thank you for your sacrifices.

Just as I wrote in 2020, Every Day is Mothers’ Day!