Tag Archives: Wayne T. Dowdy

PhotoJobz Affiliate by Wayne T. Dowdy

PhotoJobz Affiliate

Now I am an affiliate marketer for PhotoJobz through ClickBank, so if you use the links from this page to sign up for their $1 Trial offer, I will earn a commission but probably not enough to afford to buy some special lady a yacht or Mercedes-Benz. However, I will gratefully accept anything I may earn. 🙂

Watch this video clip and then click below to learn how to sell your photos.

https://0d859ehf0r1w2t42ojrak9w6dm.hop.clickbank.net/

Since I take hundreds of photos and am a Top Google Maps photographer with over 12,000,000 views, I am going to use this service to see what I can earn. Then maybe I can afford the woman of my dreams whose smile drives me to become the Man of Her dreams. I can see her now smiling for the camera. 🙂

Click the photo below to learn how to sell your photos taken from a camera or your phone to earn additional income.

Federal prisoners hold $100 million in government-run accounts, shielded from some criminal scrutiny and debt collection – The Washington Post

UPDATE (06/10/2021): The referenced program statement for the collection of fines and restitution may be read on the Bureau of Prisons (BOP) website (Inmate Financial Responsibility Program (bop.gov)). Some of the sanctions for NOT meeting financial responsibility are listed on pages 11-13, many of which are severe.

Inmates must pay or be sanctioned for non-participation. If a court ordered the defendant to pay the cost of incarceration, the BOP takes that first.

Personally, while on the Inside, I was fired three times from my position in UNICOR for not paying restitution that the court ordered to be PAID UPON RELEASE FROM IMPRISONMENT. Eventually, I won the battle and the BOP stopped extorting me.

Based upon the above, I do not find the attached article reliable, even though I am sure the reporter only stated what he had been told, much of which was misleading in my opinion.

*****************************************

I wish reporters who report this type of articles were more knowledgeable about laws and prison policies. Maybe The Washington Post will find better reporters. The BOP has a policy for collecting restitution and other debts owed by prisoners.

The fact is, though, that the BOP often collects the money from prisoners each month and then holds it in the BOP account and draws interest on the money collected.

In this case, then, the Villain is the United States Federal Bureau of Prisons.

https://www.washingtonpost.com/national-security/bureau-of-prisons-bank-system/2021/06/08/2aff9766-c3d1-11eb-8c18-fd53a628b992_story.html

BUTTERFLIES and CHANGE by Wayne T. Dowdy

I found the inscription on the medallion shown above in the photo to be inspiring and true: “If nothing ever changed there would be no butterflies.”

Several years ago, I was published in an international magazine and was quoted as having said something like, “I was antisocial until AA turned me into a social butterfly.”

Butterflies are free and so am I!

On April 5, 2021, a doctor called me on the phone and thanked me for a personal magazine/book that I gave her: Essays & More Straight from the Pen. She said it changed her life by allowing her to understand more about how one’s experiences in life shape the person they become (or something along those lines. I’m paraphrasing from memory).

For such a compliment to come from someone as prestigious and intelligent (and pretty) as her, I was moved deeply and more thankful for her call than she probably realized. Knowing how busy she is in her profession and that she was so thoughtful that she took the time from her busy schedule to call me, meant a lot.

She began the conversation by saying she hoped that it was a good time for her to call, and by acknowledging that she knew the day was a special one for me (the last day I used mind-altering substances in 1995). Then she thanked me for my very well written book and for writing openly and honestly about the sensitive content from my past.

When I promised to give her a copy, I asked that she please remember me as the person she met versus the person she reads about inside the book.

I felt honored that she had remembered me as the man she met and was so grateful that she called to thank me for the truthful content inside the pages, a lot of which I am not proud of having done decades before.

People can change the same as butterflies do when metamorphosing from a caterpillar to a beautiful butterfly. Read about the man who did in Essays & More Straight from the Pen.

Essays & More Straight from the Pen by Wayne T. Dowdy

He Never Lost Hope. Hope Was All He Had

Essays and More Straight from the Pen shows the power of change, gives hope to readers wanting a different life.

The well-written essays take readers deep inside the life of the author who overcame circumstances and obstacles that kept him chained to a life of drugs and crime.

The stories inspire and motivate people to not give up or lose hope, and to fight for a new life.


Trading Apps I Use by Wayne T. Dowdy

WARNING: Trading Apps I Use is for informational and entertainment purposes only.  Opinions expressed are the authors based upon experience and belief.  Especially in reference to addiction and the potential impact on recidivism (reverting to old behaviors).

(Please see Affiliate Disclaimer below)

Neither I, or any of the YouTubers I mention, are financial advisers, stock analysts, or stockbrokers. However, some of the YouTubers may qualify based upon previous experience; one of whom is a retired teacher, former financial adviser, and stock broker, Stock Moe.

Stock Curry is a former analysist, who now analyzes the top YouTubers and voices his opinion about investment related issues.

Mike Jones Investing is a relatively new YouTuber who is knowledgeable and puts in a lot of time to provide meaningful content.

Wayne T. Dowdy does not have a degree that indicates or suggests that he is knowledgeable and qualified to guide or instruct others along the road to financial success.  I confess! I am not for the most part, but I will provide a lot of information to help others decide what may be their best option.

I am only a man with a plan who continues to focus on blending back into society after having spent over three decades of life inside a dungeon. 


WORDS OF CAUTION

In my opinion, those with addiction issues, especially gambling, should avoid using trading apps to buy and sell stocks and or cryptocurrency, as doing so seems to trigger the same part of the brain that watching a roulette wheel spin, slot machine display roll, or cards flip when a dealer deals the cards.

Though I have not played roulette, slot machines, or the lottery, I am a former gambler who loved betting on sports and playing cards, so I know the feeling, the compulsion and obsession, and do check the trading apps to see where my investments stand, rather than doing other things that may be more beneficial to me and for accomplishing other goals. However, I management my money and do not use the margin accounts I have approved for use, should I so choose to use.

RECIDIVISM AND MONEY MANAGEMENT

For the returning citizen or future prisoners who fail to practice money-management principles, using a margin account to buy and sell stocks may be disastrous or profitable under certain circumstances; therefore, it is important to make sure that a person remain aware and to not go deep into debt trying to play the stock market.

SET BOUNDARIES AND STAY WITHIN THE MARGINS!

Going into debt and making poor choices lead me to a 420-month federal prison sentence in 1988. Again, I write based upon my personal experience and am not one to give someone bullshit and tell them it is candy.

Investing and trading on the stock market is risky. For people with addiction issues or a lack of money-management skills, a better choice than using trading apps is to use professional brokers, which may also be done through my favorite trading app, Charles Schwab.


PERSONALLY: Financial success is part of my plan and one that I continue to focus on by learning new skills and taking lessons from those who do a lot of research and provide information for the Unknowing to consider along the fantasy highway that leads to Wall Street, hoping to become a millionaire or independently wealthy. (Possible, though unlikely for most investors and day traders.)

One part of my journey involves six trading platforms/apps that I use, with the latest being Crypto.com (click the referral link and each of us will receive $25 if the stated conditions are met). The other trading apps I use are Charles Schwab, Webull, SOFI, Stash, and CashApp. 

In later blogs I may write more about my experience with particular trading apps. Just FYI, though, CashApp is more limited than the others, but does allow people to send or receive funds for payment.

My favorite trading/investment app: Charles Schwab because I can buy OTC (Over-the-Counter) stocks and the format is easier for me to use.  Not being able to trade in cryptocurrency on Charles Schwab is my only complaint.  In reality that may be best since I have made numerous errors while trading cryptocurrency on Webull and SOFI.

In November 2020, I bought $200 dollars of Bitcoin when it was $18,552.50 per coin, and then panic-sold after the price climbed and then began to drop.  Because Crypto-trading reminded me more of gambling than trading or investing, I gave it up a few months.  Later, I bought and sold more and made a few dollars as it climbed to almost $65,000 per coin. 

Addiction

Insanity: Doing the same thing over and over and expecting a different result

Then Bitcoin dropped again and I did the same thing repeatedly: I bought more and now have become a Crypto-Addict, checking the cost of Bitcoin (BTC), Bitcoin Cash (BCH), Dogecoin (DOGE), Ethereum (ETH), Ethereum Classic (ETC), and Litecoin (LTC), all throughout the night and day, buying and selling, and often screwing up by not following the advice of professionals like Steve at Crypto Crew University, who teaches people on YouTube When to Buy Cryptocurrency and When to Sell Cryptocurrency.  😊


Webull Customized Crypto Trading Screenshot

Affiliate Disclaimers

I may earn an Affiliate Commission if you use any links on this website to purchase a product or service; however, my opinion remains unaltered regardless of the chance of financial gain. 

Integrity is more valuable to me than any potential compensation that I may receive for a referral.

For Webull, I will theoretically receive free stocks for referrals, providing certain conditions are met.  Based upon my experience at dealing with them, I have not found Webull to honor their promotional offers, other than giving me free stocks when I signed up and funded the account and for one referral.

Even after presenting evidence of the referral, NO stock was given to compensate me. Maybe if someone clicks this link and funds the account with $100 before May 31, 2021, I will actually be compensated.

In my opinion, the Webull promotion to entice potential customers is misleading. The statement that is heavily promoted by YouTubers/influencers, “Get 2 FREE stocks valued up to $1850!” is a bunch of BULL for most people.  The highest value of the seven free stocks I received was $11.

The same principle applies for Charles Schwab, Stash, and SOFI (I will be compensated for referrals), even though the likelihood is not probable because of the conditions that must be met for me to qualify for referring a “Friend” who opens an account.

SOFI (Social Finance)

For instance, on SOFI, these conditions must be met: “Get $50 in stock for each friend who joins SOFI Invest. For each friend that signs up and funds an Active Investing account with $5,000 or more, you’ll get $50 in stock—they’ll get $50 in stock, too.” (Click Here for SOFI)

What makes it unlikely is the amount required to claim the promotional bounty. How many people will want to open an account with $5,000 to invest?

What I like about my SOFI account is fast money transactions. My account is automatically loaded with requested funds to buy stocks or cryptocurrency. The applied funds are deducted from my linked bank account at later date.

SOFI also allows me to place orders at any time of the night or day, whereas Webull only allows stocks to be traded during regular market hours, other than cryptocurrency, which may be traded at any time, other than from between 5:30-6:30 PM, EST, I believe.

In addition, SOFI offers educational and other loans, credit cards and other services through affiliates.


CHARLES SCHWAB

Click the following image for my Charles Schwab affiliate link where you may create an account to buy Stock Slices (fractional shares; e.g., $5.00 or more of Amazon, Tesla, Disney, or other popular stocks); Over-the-Counter (high-risk), Exchange Traded Funds, and a variety of other investment options. But not cryptocurrencies, only MARA, ETHE, Coinbase Global (COIN), GBTC, and other shares related to cryptocurrency.

Charles Schwab Stock Slices

STASH.COM (Stash Financial, Inc.)

From the trading/investment apps I use, I feel that Stash Investments is possibly a good one for those who do not want to actively manage their investments. Click my referral link in the first sentence of this paragraph and we will receive $20 USD in cash or may choose to receive $20 of free stock if you open a Stash account and meet their stated conditions.

Stash is the first account that I begin using a year ago. However, the other apps are free to use and Stash charges a small fee. I pay $12.00 per year for the Beginner level.


Links for Trading/Investment App Reviews

I am not affiliated with any of the following companies linked below but I do believe that you may find each helpful, all of which are affiliates of the trading/investment apps covered in their reviews.

The first link is for Nerd Wallet, which I used when beginning my journey into the investigation into the world of trading in the stock market by choosing some of the Trading Apps I Use today. Prior to February 18, 2021, I made a lot of profits until the stock market began its corrections that continue today so proceed with caution and investigate before deciding to buy or sell a stock or getting involved with the cryptocurrency that I feel is the future.

Good Luck and Happy Trading!

11 Best Investment Apps of 2021

ConsumerAdvocate 10 Best Online Stock Brokers of 2021

Happy Mother’s Day Everyday-2021 by Wayne T. Dowdy

Heart Chained by Love Created by Wayne T. Dowdy for the Mothers

Mother’s Day 2021

Happy Mother’s Day to all the special women we call Mother, Mom, and many other variations of names used that represents our love and appreciation for the one who bared the pain and shed their blood to give us life.

COVID-19, other illnesses, accidents, and natural processes caused millions of Mothers to move on to the other side where only spirits can go. But in my opinion, Mothers continue to watch over their children from above. Though helpless in regard to showing love in their special ways, a Mother’s love continues to thrive for the child she lamented for months to bring into existence with the help from the One who gives ALL life.

Heart Chained by Love-2

My Heart Chained by Love goes out to all children and loved ones left behind who miss their loved one, a feeling I know well.

My Future Home with Saints on a Hill

Yesterday I spent time with my brother by visiting where our Mother’s body was placed in the ground in 2016 to rest beside our father and brothers.

We replaced the old flowers with new ones and brushed debris from the markers to show our love to her. Even though she was flawed in many ways, as are all humans, she is our Mother and endured years of pain to care and provide for all her children.

In considering my past, I feel blessed to have had a mother who continued to love me regardless of what I did while living a life I am not proud of; a life that kept me in prison for decades instead of at home to help care for my Mother as she aged and became ill, in need of the same love she had given to her children in the best way she knew how.

Children don’t come with instruction manuals, and with me having Broken-the-Mold when I came out of her womb, I cannot fault her for any errors she may have made as a parent.

She did the best she could and never gave up on me becoming the man she knew I could be, the man I am today as I write this blog in her honor and to pay tribute to all other Mothers who shed blood to give their children life.

For all you Mothers, if no one told you today that they love you, I do. I love you for who God made you to be in this thing we call life. Thank you for your sacrifices.

Just as I wrote in 2020, Every Day is Mothers’ Day!

Happy Easter from Wayne T. Dowdy

Photo by Pixabay on Pexels.com

Happy Easter to those who celebrate!

What surprised me was to learn that the Stock Market is closed on Good Friday every year, since Easter is a large marketing opportunity for retailers.

Thousands of Easter Sales are going on as I type, which will now turn to After-Easter Sales to attract more customers looking to save on left-over products on the shelves. Sale prices will continue with many companies after Easter passes over.

One business I promote is Rexing that now has a sale on several great items relating to dash cams and other visual monitoring devices. Visit WonderfulThingsDone for a promotion I wrote as a Rexing Affiliate.

In reference to affiliate marketing, my most popular blog on this website is PriceWaiter Affiliate in which I wrote about another company I promote, PriceWaiter. That blog blessed me with several new followers and the most likes ever for any single blog post. I am grateful for each!

As for Easter, I commented to a customer at Goodwill about Good Friday celebrating the execution of Jesus Christ, and it not seeming to be so good to me for Him to have been killed. Of course she explained that it is celebrated because Jesus died on the cross for our sins. Now that is one thing, but I still cannot figure out what little chickens and rabbits have to do with Easter?

Beside that, I don’t know of any rabbits that lay eggs either but Easter Eggs and milk chocolate rabbits have been around for decades, long before the stock market began trading for profits. I am hoping to find After-Easter Sale Prices on Stocks. 🙂

Women’s History-2021

Running behind schedule this year is no excuse to not have already posted something on this website to give the ladies’ props to celebrate Women’s History Month.

The lady in the above photo stands in a park next to the Georgia State Capitol in Atlanta, a few miles from where I write. Though some women may not feel a connection to what this statue represents, her divine presence radiates the power of women in history, as well as in the present.

For more on Women’s History, please read this revised and modified blog. This is for all of the Wonderful Women of the world.

Experiment-1

EXPERIMENT IN PROGESS: I am experimenting with the design of this website in hope of increasing loading time and making it easier for visitors to navigate. Please consider that until August 28, 2018, I had never used a cellphone or been online. When arrested on August 18, 1988, the Internet did not exist as we know it today. Cellphones were rare and primitive. Smartphones did not exist, period.

I paid my former publisher at Midnight Express Books to create this website for me while I was still a federal prisoner. Within a couple of months after my release, I took control and have been learning as I go along, posting all content, taking and posting most photographs and videos used since October 2018, and redesigning the website, etc.

This site is still a work-in-progress and is one of four websites I manage. Please feel free to voice any comments and suggestions for improvements.

At the end of this Blog Page insert, I post an embedded link to a formerly abandoned website, my first. Check out the turtle photo in Living in the Slow Lane. I walked out the door one morning to go to work and found the turtle on the driveway, uphill and hundreds of yards away from any body of water, I might add. 🙂

Click below to see my post, Living in the Slow Lane on Weebly.com

https://waynedowdy.weebly.com/blogs

Life After Release-6

LIFE AFTER RELEASE

My life after release continues to be in the present, as I have not become a recidivist who got out of prison only to return with a new charge(s) or for a technical violation on supervised release. For me it is easy since I don’t do anything I’m not supposed to do: I don’t get high, don’t run the streets, get permission before going out of the area, and just do the right thing by living in harmony with the Universe on most days.

In these types of blogs, I write from my personal experience and perspective, more so than from a broader, more general perspective of life after incarceration, or about my life while inside.

However, issues affecting those of us released, as well as those left inside, remain important to me, as will be shown if you search this website for “recidivism,” “returning citizens,” “Federal Bureau of Prisons,” “Incarceration,” where I have written numerous blogs relating to those issues. I contribute the following paragraph as a great resource for information.

PRISON POLICY INITIATIVES

For those interested in a more technical aspect of issues relating to Returning Citizens and recidivism or other prison-related issues, the Prison Policy Initiative contains volumes of important research information. I am personally grateful for Peter Wagner who devotes time and energy towards making a difference in the lives of others.


Fairshake.net

Fairshake.net is one of the best, if not the best, resource for returning citizens who need a broad base of information to help them carve their way into a bright future.

The owner of Fairshake.net invited me to write a few sentences for the Fair Shake New Year’s Eve Edition. This is what I was published:

“‘Miracles happen every day but what I learned is that sometimes I must do my part to make a miracle happen. I do what I believe to be the right thing and then get out of the way. I refused to give up my fight for freedom and fought 14-years to get Good Conduct Time. My last victory allowed me to leave for a halfway house on 08/28/2018, instead of 12/26/2018. My hope for better days got me through the dark days spent inside the dungeons of the United States Federal Bureau of Prisons. Today, hope keeps me moving in a positive direction in pursuit of the many goals I remain focused on achieving. Never lose hope!'”

ACCOMPLISHMENTS

My popularity continues to climb on Quora.com, where I have written several articles/answers about my experiences relating to life in prison and other related topics. The bulleted list that follows this screenshot of my statistics, shows the most read and upvoted content. These days I don’t have much time to devote to writing on Quora, but if interested in any of the topics, visit my profile page on Quora.com to access my Answers (https://www.quora.com/profile/Wayne-T-Dowdy).

  • How are new inmates treated when they first come to prison?· 
  • If you’ve spent a long time in prison, what technology did you find hardest to adjust to when you were released?·
  • As someone who has been to prison, what are the most common inaccuracies about prison life portrayed in movies?· 
  • How does serving time in federal prison compare to state prison?· 
  • In prison, inmates yell “12” to alert other inmates when an officer is present. Why is the number 12 used when they alert each other (or does this only happen in Georgia prisons)?·
  • When does the day start for inmates in federal prison?· 
  • What happens in prison if you don’t get along with your cellie and it is a dangerous situation? Can you request a new cellmate or a transfer to a different cell?·
  • Do all men in prison have sex with other men?·
  • If you were imprisoned, how comfortable would you be without any privacy?·
  • Is it true that people get sprayed with water in prison, when they first get there?· 
  • What is a secret which you would not tell anybody in real life, but would on Quora using anonymity?·
  • What incentives do inmates have to behave well, especially those in for life? Do they care about their quality of life while on the inside knowing that they’re not ever getting out?·
  • People believe that prison should be tougher for the inmates, since there are too many luxuries awarded at the expense of taxpayers. Is being in prison as good as people think it is or worse than people could imagine?·
  • Are jail/prison inmates treated differently based on the crime they committed?·
  • Did anyone attempt a prison escape while you were an inmate?·
  • Can you survive and stay healthy on food provided to you in prison? Is the food clean and nutritious enough, or do you need to order out like the rest of the inmates?· 
  • How many people who attend Alcoholics Anonymous meetings stay sober over 5 years?·
  • What were you in prison for?·
  • What is something you’ve seen that you wish you hadn’t seen?· 
  • Does “giving yourself up or turning yourself in” really give you a lighter jail sentence?· 

CONCLUSION

I have more to say but don’t have time to write it, so I will close by asking those who like or want to invest and trade stocks, to read Massive Change by Wayne T. Dowdy. Watch the two YouTube videos by Stock Moe to learn something you didn’t know. 🙂

Sign up for a Webull account and fund it with at least $100 to get an free stock ranging in value. That will help me to earn two free stocks, too. 🙂 I thank you in advance!

Relapse: Ad Free Content, Straight from the Pen

Enjoy a Cup of Luck

Ad Free Content Relapse: I previously removed WordAds.

WordAds Return: I am reinitiating WordAds to earn proceeds.

If you experience loading difficulties or slower speed, please post a comment or send me an email (waynedowdy@straightfromthepen.com) to let me know, and I may decide to remove WordAds again if it appears to have created problems.

Thanks for stopping by. Share the wealth with a friend or loved one.  😊